Privacy Policy

RAE Moments and RAE Affairs (the “Company”) respects the privacy concerns of the users of its website, www.kajabi.com and the services provided therein (the “Site”). The Company thus provides this privacy statement to explain what information is gathered during a visit to the Site and how such information may be used.

Your use of the Company’s services and this site are also governed by those of Kajabi, LLC, a California limited liability company. Please also review the Kajabi® website Terms of Use at https://newkajabi.com/policies/terms/ and Privacy Policy www.raemoments.com which also govern use of this Site.

Use of Information: As a general policy, no personally identifiable information, such as your name, address, or e-mail address, is automatically collected from your visit to the Site. However, certain non-personal information is recorded by the standard operation of the Company’s internet servers. Information such as the type of browser being used, its operating system, and your IP address is gathered in order to enhance your online experience.

The Site’s various mailing lists, downloads, special offers, contests, registration forms, and surveys may request that you give us contact information such as your name, mailing and/or e-mail address, demographic information such as your age and gender, and personal preference information such as your preferred software and interests. Information submitted at the time of submission will be used by the Company only as necessary for our legitimate business interests, including without limitation the improvement of our products, services and the contents of the Site. The Company may also share such information with our business and promotional partners to further those interests. Personally identifiable information is never sold or leased to any third parties. With your permission, we may use your contact information to send you information about our company and products. You may always opt-out of receiving future mailings as provided below. The Company does not store any credit card information it may receive in regard to a specific transaction and/or billing arrangement except as necessary to complete and satisfy its rights and obligations with regard to such transaction, billing arrangement, and/or as otherwise authorized by a user.

The Company may disclose user information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference (either intentionally or unintentionally) with the Company’s rights or property, other users of the Site, or anyone else that could be harmed by such activities.

The Company may also be required to disclose personal information in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.

Please also note that third-parties who provide and/or publish content via the Company’s Kajabi® Service shall be deemed the data controllers for any personal data contained in the content uploaded by any such party to the Company’s Kajabi® Service (“Third-Party Content”) and any other personal data processed in relation to such Third-Party Content. This privacy policy only concerns the processing for which the Company is data controller. If you have any questions regarding personal data contained in the Third-Party Content, please contact the third-party provider responsible for such Third Party Content.

Children Age 16 and Under: The Company recognizes the special obligation to protect personally identifiable information obtained from children age 16 and under. AS SUCH, IF YOU ARE 16 YEARS OLD OR YOUNGER, THE COMPANY REQUESTS THAT YOU NOT SUBMIT ANY PERSONAL INFORMATION TO THE SITE OR TO THE COMPANY. If the Company discovers that a child age 16 or younger has signed up on the Site or provided us with personally identifiable information, we will delete that child’s identifiable information from our records.

Kajabi nonetheless encourages parents to go online with their kids. Here are a few tips to help make a child’s online experience safer:

• Teach kids never to give personal information, unless supervised by a parent or responsible adult. Includes name, address, phone, school, etc.
• Know the sites your kids are visiting and which sites are appropriate.
• Look for Website privacy policies. Know how your child’s information is treated.
• Check out the FTC’s site for more tips on protecting children's privacy online

Use of Cookies: Cookies are pieces of information that a website transfers to an individual’s computer hard drive for record keeping purposes. Cookies make using our Site easier by, among other things, saving your passwords and preferences for you. These cookies are restricted for use only on our Site, and do not transfer any personal information to any other party. Most browsers are initially set up to accept cookies. You can, however, reset your browser to refuse all cookies or indicate when a cookie is being sent. Please consult the technical information relevant to your browser for instructions. If you choose to disable your cookies setting or refuse to accept a cookie, some parts of the Site may not function properly or may be considerably slower.

Kajabi uses the following cookies on the Site:

[PLEASE NOTE THAT THESE ARE EXAMPLES AND YOU MUST UPDATE THIS TO ACCURATELY REFLECT ANY COOKIES YOU MAY USE]

Malware/Spyware/Viruses: Neither the Company nor the Site knowingly permit the use of malware, spyware, viruses, and/or other similar types of software.

Links to External Sites: The Company is not responsible for the content or practices of third party websites that may be linked to the Site. The Company is also not responsible for any information that you might share with such linked websites. You should refer to each website’s respective privacy policy and practices prior to disclosing any information.

Bulletin Boards and Chat Areas: Guests of the Site are solely responsible for the content of messages they post on the Company’s forums, such as chat rooms and bulletin boards. Users should be aware that when they voluntarily disclose personal information (e.g., user name, e-mail address, phone number) on the bulletin boards or in the chat areas, that information can be collected and used by others and may result in unsolicited messages from other people. You are responsible for the personal information you choose to submit in these instances. Please take care when using these features.

Choice/Opt-Out: The Site may provide you the opportunity to opt-in to receive communications from us at the point where we request information about you. You always have the option of removing your name from any e-mail list in order to discontinue any such future communications. In order to ensure immediate removal from any list, please follow the specific instructions set forth within the communications you receive from the Company which you no longer wish to receive. If you are unsuccessful in completing the instructions specified in any such communication, please e-mail us at [email protected], including a copy of the undesired email attached to the request, and state you wish to be removed from the mailing list.

Transfer of Information Across National Borders: Our site and various information we collect are operated on servers located in various jurisdictions, including the United States. When you access or use the Site and/or our services, personal information about you may be transferred outside the country in which you are situated to these other locations. The Company’s policies ensure that such personal information is protected to the same standard when processed by any Company entity or office around the world. We also ensure that appropriate contracts containing standard data protection clauses approved by the European Commission to protect that information and the rights of individuals are in place with any and all third-party service providers we may use.

Your Access to and Control Over Your Personally Identifiable Information: At any time, but only once per calendar year, or as otherwise required under applicable law, users may contact Company to review the personally identifiable information that Company has collected about you. If you discover any errors, please notify Company and the information will be corrected. To review the personally identifiable information that company has collected about you, please send an email to [INSERT LEGAL EMAIL ADDRESS] with the subject line: “Personal Information Review Request.” Users may also request that Company delete a user account(s) or, if you have not established a user account, your email address, and any related data at any time. If you wish to delete your user account(s), please email us at [email protected] with the words “Delete Account” in the subject line. If you do not have a user account and wish to delete your email address or other personally identifiable information that you might have provided through your use of the Site, any Games, and/or any Services, please email us at [email protected] with the words “Delete My Information” in the subject line.

You may also choose to confirm that the Company does not use your personal information in certain ways and/or to otherwise “opt out” of certain uses of that personal information, including without limitation (i) when your personal may to be disclosed to a third party unrelated to the Company and/or parties directly related to providing your Services and/or (ii) when your personal information may be used for a purpose that is materially different from the purpose(s) for which it was originally collected or subsequently authorized by you. If you wish to limit your personal data in either such way, or have other questions about how the Company may use your personal data, please contact us at [email protected] with the words “Privacy Request” in the subject line.

Your California Privacy Rights: California Civil Code Section 1798.83 permits California residents to request from companies conducting business in California a list of third parties to which the company has disclosed personally identifiable information during the preceding year for direct marketing purposes. Company has not and will not share your personally identifiable information with third parties for their direct marketing purposes; accordingly, it will not maintain such a list of third parties. If you are a resident of California and want additional information confirming how Company does not share your personally identifiable information with third parties for their direct marketing purposes, you may contact us at [email protected] with the words “California Privacy” in the subject line of your email.

Contact Information for Complaints or Concerns: If you have any complaints or concerns about the Company or about this privacy statement, please contact:

Via email: [email protected] 

or

Via regular mail:

RAE Moments/RAE Affairs

Attn: Privacy Policy/Legal

4500 Forbes Blvd Lanham MD 21113

Information provided by you via general e-mail inquiries to the Company such as your e-mail address is used only to respond to your inquiries in the ordinary course of business, and is never shared with third parties.

If you are a resident of the EU and have an unresolved data privacy concern or personal information collection, use, or disclosure concern, you may file a complaint/inquiry with us at:

Security/How Your Personally Identifiable Information Is Protected: Security for all personally identifiable information is extremely important to us. We have implemented technical, administrative and physical security measures to attempt to protect your personally identifiable information from unauthorized access and improper use. We also protect your personally identifiable information offline. Only employees who need the information to perform a specific job (for example, customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment. We continually review all such measures and update them when appropriate. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, Company cannot ensure or warrant the security of any information you transmit via the internet. By transmitting any such information to Company, you accept that you do so at your own risk.

Your Acceptance of These Terms: By using the Site, you accept the policies and restrictions set forth in this Online Privacy Policy. If you do not agree to this policy, please do not use the Site. This Online Privacy Policy may be revised from time to time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Online Privacy Policy to which you are bound.

Last Updated: May 30, 2018

DISCLAIMER: This document and all of information contained herein are presented for informational purposes only. Nothing contained herein is intended as legal advice. The receipt or review of any information does not create an attorney-client relationship with Kajabi, LLC nor any attorney associated with Kajabi, LLC. Nothing in this document is intended to be a substitute for legal advice obtained from an attorney licensed in the appropriate jurisdiction.

TERMS OF USAGE

Welcome to the website for RAEMOMENTS (the “Site”), owned and operated by RAEMOMENTS (hereinafter referred to as “Company”, “we,” “us,” or “our”)! The Site provides COURSES AND EDUCATION FOR WEDDING AND EVENT PLANNERS (the “Services”).  The following terms and conditions, together with our Privacy Policy https://www.raemoments.com/pages/privacy-policy, and any notices contained or referenced herein or therein, govern your access and use of the Site and any Services available through it. Please read this document in its entirety before you proceed. 

1. Acceptance of the Terms of Use

Your access and use of the Site are expressly governed by these Terms of Use. You understand, acknowledge, and accept that by using the Site you are bound by these Terms of Use. If you do not agree to these terms, it is your choice not to access or use the Site. We reserve the right to change these Terms of Use from time to time without notice to you. All changes are effective immediately when we post them, and it is your responsibility to review these Terms of Use periodically so that you are aware of any changes. 

2. International Users
   The Site is owned and operated in the United States. We welcome users from countries outside of the United States to access the Site and Services. If you reside outside of the US, you are responsible for compliance with local and federal laws (including compliance with Global Data Protection Regulation or “GDPR” if you reside in the European Union or “EU”).
   
   We reserve the right to deny access to the Site for IP addresses from any prohibited countries for any purpose or reason. 

3. Use of Website  

In consideration for access to the Site and in exchange for the Services, you agree to the following rules:

1. You must be at least eighteen (18) years of age or older. 
2. You must not use the Site for any illegal activities, including, without limitation, altering the Site without prior authorization, uploading any viruses, malware, spyware, etc. to the Site, or any kind of activity that may cause interference with other users.
3. You must not abuse the electronic communication options (e.g., live chat or email) on the Site, as these features are only for communication for the purpose of the Company’s business. This includes sending or uploading any unauthorized files (e.g., malware, spyware, pirated files, pornography, images and videos that depict a graphic nature, etc.). Our staff is to remain professional at all times and shall not engage in any personal conversations or any dialogue not related to the Services provided by the Site.
4. When engaging with other users on the Site or via social media, you agree to adhere to the rules regarding cyberbullying. Any attacks based on a person’s race, gender, ethnicity, sexual orientation, or the like will not be tolerated. Violation of this rule may result in being banned from the Site and any of the Company’s other websites or social media pages.
5. Any doxxing of users or staff of the Site is a violation of our privacy rules. Knowingly violating this will result in being banned from the Site and any of the Company’s other websites or social media pages.
6. Do not encourage anyone to break these rules.
7. Do not steal or plagiarize any files, courses, blog posts, or any intellectual property that is owned by Company. 
8. While commenting on blog posts, please note that all comments will be reviewed prior to approval and posting. All comments that include inappropriate language, cyberbullying, threats of violence, sexually suggestive comments, or the like will be automatically rejected. The pre-approval screening is in place to accomplish this and to prevent any kind of spam comments.
9. While engaging with us or other users on our social media channels, all of these rules shall apply. Failure to follow these rules will result in being banned from commenting or sharing on our social media pages. 
10. Use of Educational Content

As part of the Services, Company will offer educational courses and programs (plus accompanying material) (collectively, the “Courses”) for sale on the Site. When you purchase a Course, you will be granted a non-commercial, non-exclusive, and non-transferable license to use the Course for your personal use, which may include internal business use if you are a business owner. In connection with such grant, you agree not to copy, duplicate, delete, steal, modify, publish, display, distribute, reproduce, store, transmit, post, create derivative works from, reverse engineer, sell, rent or license any part of the Course in any way, without our prior written consent. In addition, you agree that you shall not create any products that compete with the Courses based on any information you acquired from the Courses.

5. Acceptance of Order

You acknowledge and agree that your order is an offer to buy subject to these Terms of Use. All orders must be accepted by us, in order to be processed. It is in our sole discretion to accept your order as we are not obligated to sell our products or services to you. Acceptance of your Order and formation of a contract of sale does not happen unless and until you receive a confirmation email from Us. 

6. Prices 

All prices, discounts, and promotions are subject to change without notice and are not guaranteed. Prices stated for a product at the time of purchase will be the price charged and will be indicated in the order confirmation. Please note that typos and inaccuracies in price may happen. We reserve the right to correct any errors, inaccuracies, or omissions at any time and to cancel any orders arising from such occurrences. Prices stated do not include any sales, use or excise tax or any other tax, duty, or charge which is now in effect or may be hereafter imposed by any Federal, State, or other authority. All such taxes, duties, or other charges shall be paid by you unless you provide us a tax exemption certificate acceptable to the appropriate authorities. Please note that We cannot apply a tax exemption retroactively.

7. Payment 

The terms of payment are at our sole discretion and payment must be received by us before our acceptance of an Order. We accept Mastercard, Visa, AMEX, for all purchases. You represent and warrant that:

(i) the credit card information you supply to us is true, correct, and complete;

(ii) you are duly authorized to use such credit card for the purchase;

(iii) charges incurred by you will be honored by your credit card company; and

(iv) you will pay charges incurred by you at the posted prices, including all applicable taxes if any.

8. Your Rights

The company is aware of your usage rights. We are aware that you have a right to feel safe while using the Services on the Site. We also acknowledge that you also have a right to privacy. Please be aware that all communication with us by way of email, phone, or live chat is confidential and will not be displayed publicly. However, any communication by way of our blog (including blog comments) or social media channels is not confidential and will be displayed to the public. We own any or all communication that we have with you as allowed by your country. We will not pay royalties for any blog comments or engagement on social media. Please refer to our Privacy Policy (linked above) for any information regarding where we store any communication made by you on the Site. 

9. Our Rights and Responsibilities

As owners of the Site, we are not responsible for the following:

1. Any costs pertaining to your mobile data when you access the Site on your phone or mobile device.
2. External links that appear on the Site that are linked to other companies or websites.
3. Anything that may happen on the Site should you share any pictures or videos on the Site. 
4. Any of your content that is stolen or plagiarized on the Site by someone else. 

As owners of the Site, we do have the right to take down the Site at any time or prevent you from using the Site in the future without informing you beforehand. We also reserve the right to delete any content that you may have posted (including blog comments, social media comments, etc.) whether they violate these Terms of Use or not. 

10. Intellectual Property

The Site and its entire content and functionality (including, but not limited to, its source code, design, software, displays, text, downloads, images, logos, marks, videos, audio, and arrangement thereof) (collectively, the “Site IP”) are property of Company, and its licensors or other providers of such material, and are protected under the United States and international copyright, trademark, and other intellectual property and unfair competition laws. 

The company grants you a limited, non-transferable license to use the Site for your personal, non-commercial use only. In connection with such grant, you agree not to copy, duplicate, delete, steal, modify, publish, display, distribute, reproduce, store, transmit, post, create derivative works from, reverse engineer, sell, rent or license any part of the Site IP in any way, without our prior written consent. In using the Site, you agree to abide by all copyright, trademark, and other intellectual property laws, and you shall be solely responsible for any violations thereof. 

11. Advertisements and Affiliates

This website may contain advertisements in the form of banner advertising, sponsored posts, or affiliate links (unique trackable links) to third-party sites.  If you make a purchase through an advertisement or affiliate link from our Site, the Company may receive an affiliate commission or compensation with no additional cost to you. We are not liable for any benefits or consequences you receive from clicking on an advertisement or affiliate link to an external site. You agree and understand that it is your personal responsibility to perform due diligence when you click on a link to an external site, as you do so completely at your own risk. 

12. Testimonials

The testimonials (including but not limited to earnings reports, product reviews, and general testimonials) provided on the Site are to the best of our knowledge, all true and accurate and provided willingly, without any compensation offered in return. You agree and understand that these testimonials are provided for informational purposes only and in no way serve as a guarantee of similar results and success if you use the same product or service offered on the Site. Each individual’s performance is unique and results will vary accordingly. There is no way to predict what typical or average results will be. 

13. Termination

We reserve the right to terminate or restrict your use and access of the Site (including deletion of any blog comments or uploaded content) at any time and at our sole discretion without notice.  

14. Refunds 

Due to the digital nature of the Services, all purchases are final sale and cannot be refunded.

15. Disclaimer of Warranties

THE SITE, ITS CONTENT, THE SERVICES, AND ANY OTHER SERVICES OR ITEMS OBTAINED THROUGH THE SITE (INCLUDING BUT NOT LIMITED TO THE COURSE AND ITS MATERIALS) ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. NEITHER COMPANY NOR ANY ASSOCIATED PERSON OR AFFILIATE OF COMPANY, MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE FOLLOWING:

• THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SITE;
• THAT THE SITE (INCLUDING BUT NOT LIMITED TO THE COURSE AND ITS MATERIALS) IS ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, 

• THAT DEFECTS ON THE SITE WILL BE CORRECTED;
• THAT THE SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS;  

• THAT THE SITE, THE SERVICES, OR ANY OTHER SERVICES OR ITEMS OBTAINED THROUGH THE SITE WILL HELP YOU ACHIEVE CERTAIN RESULTS; OR 

• THAT THE SITE, THE SERVICES, OR ANY OTHER SERVICES OR ITEMS OBTAINED THROUGH THE SITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. 

TO THE FULLEST EXTENT PERMITTED BY LAW, COMPANY HEREBY DISCLAIMS, WITHOUT LIMIT, FOR THE SITE AND THE SERVICES, ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

16. Limitation of Liability

Company shall not be liable for any claims, demands, actions, suits, obligations, losses, damages, liabilities, expenses or costs, arising out of or relating to the Site, the Services, or your use of either.

In no event shall Company or its officers, employees, managers, directors, partners, members, agents, contractors, shareholders, affiliates, licensors, successors, or assigns have any liability to you for any direct, indirect, special, incidental, multiple, exemplary, punitive, or consequential damages, or for lost profits, loss of use, business interruption, costs of procurement of substitute goods or services, either in contract, tort or under any other theory of liability, whether or not the possibility of such damage has been advised to you.

In no event shall Company’s maximum liability hereunder exceed the fees paid by you for the Services, whether in contract, tort, or under any other theory of liability. 

No personal liability shall accrue hereunder against any individual, member, partner, officer, director, representative, employee, trustee, fiduciary, or principal (disclosed or undisclosed) of Company.

Furthermore, we are not responsible for any of the actions or conduct of our users. This also includes what a user says online in a public forum (e.g., comments on a blog post or on social media). We are also not responsible for any actions or words stated both on or off the Site. We also claim no responsibility should a user decide to upload any inappropriate material or viruses, malware, or spyware. 

THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

17. Indemnification

You agree to indemnify and hold harmless Company and its officers, employees, managers, directors, partners, members, agents, contractors, shareholders, affiliates, licensors, successors, and assigns from and against any and all costs, claims, losses, damages, liabilities, expenses, fees, demands, and judgments, including court costs and attorney’s fees, which may arise out of your violation of these Terms of Use, your use of the Site or the Services, or your use of any information obtained from the Site.

18. Governing Law and Jurisdiction

These Terms of Use and your use of the Site and the Services, and any disputes or claims arising therefrom or related thereto, are governed by MARYLAND law. Subject to the Dispute Resolution provision below, you expressly agree to be subject to the jurisdiction of the state and federal courts located in ANNE ARUNDEL County, MARYLAND, without giving effect to any choice or conflict of law provision or rule (whether of the State of MARYLAND or any other jurisdiction).

19. Dispute Resolution

You understand and agree that prior to taking any legal action, you agree to first attempt to resolve any issues with the Site or the Services by contacting us via the channels listed below.  

You understand and agree that at Company’s discretion, we may require that any unresolved dispute or claims first be submitted to confidential and binding arbitration under the Rules of Arbitration of the American Arbitration Association in the State of [MARYLAND], except in cases involving disputes of intellectual property, interferences of services, or unauthorized handling of a service.

20. Entire Agreement

These Terms of Use, together with our Privacy Policy and IS NON REFUNDABLE (collectively, the “Company Policies”), contain the entire agreement between you and Company with regard to the Site and the Services. The Company Policies supersede any prior written or oral agreements between you and Company. 

21. Severability 

If any provision of these Terms of Use shall be held to be invalid or unenforceable for any reason, the remaining provisions shall continue to be valid and enforceable. If a court finds that any provision of these Terms of Use is invalid or unenforceable, but that by limiting such provision it would become valid and enforceable, then such provision shall be deemed to be written, construed, and enforced as so limited. 

22. Changes and Updates
    We reserve the right to make changes and update these Terms of Use as needed. We will notify you of any material changes via email or by posting a notice on the Site. We advise you to review our policies from time to time as your continued use of the Site and/or Services will constitute acknowledgment and acceptance of these policies. 
23. Contact Information

While we provide you with these Terms of Use, we will do our best to ensure that you better understand them so you can use our website legally and lawfully. We welcome your questions, comments or concerns regarding these Terms of Use. To convey any of the foregoing to us, you can contact SHILE BELLO, CREATOR OF RAE MOMENTS, [email protected], P.O.BOX 123 ODENTON MD 21113.